I have been in the real estate lending area for 50 years. During that time I have had the pleasure of working with thousands of home owners and buyers to minimize their cost of home ownership. In the last decade it has become apparent that a lot of borrowers are using the internet to get their loan. Why people would want to put all of their financial information on the internet and conduct very private business with someone that they can’t see and don’t know is beyond my comprehension. We at Mid America Mortgage certainly provide that capability for our customers. However, the full impact of the value Mid America Mortgage brings to our borrowers is best achieved with face to face discussions. In person can show you how 50 years of experience can minimize your cost and truly determine what loan product is best for you. Don’t forget to check with us for your construction and commercial real estate needs also. We are always glad to have you lean across the table and shake hands with Mid America Mortgage.
How many times have you heard a mortgage lender say, “I have the perfect loan for you”? The fact is that until the day you pay your loan off you cannot know what the perfect loan was. A true real estate loan professional will help you understand all of the loan options. That you might have and then they to help you select the one that offers the most likely opportunity for you to own your home for the lowest possible cost. The lowest apparent interest rate may in fact end up costing you the most money. At Mid America Mortgage our 34 years of experience can help you navigate through the myths and paranoia to achieve the best economic outcome. Go ahead and lean across the table and shake hands with a true mortgage professional at Mid America Mortgage.
I often get asked the question, what do you do? Usually my reply is simply “I make real estate loans”. Recently, after reflecting on that answer, it became apparent that we do a lot more than just make real estate loans. We help people with construction loans to build their dream home. We help people with loans to purchase commercial buildings and income property. We help our customers decide what type of loan best suits their needs. We help our customers become better off financially because they came to Mud America Mortgage. We help numerous Clientele organizations in our community. We help youth organizations form baseball to 4-H, FFA and boy scouts. So maybe now when someone asks, “what do you do?” my answer will be, “ask your neighbor they can probably answer that question better than I can”.
If you are buying or building a high end home you may be faced with searching for a jumbo loan. That is a loan ever $417,000. Many lenders don’t do jumbo loans. Most have additional costs. Mid America Mortgage is extremely competitive in the jumbo market and we should be one of the places you check with when shopping for your jumbo loan. Our 34 years of experience will be evident when we show you how much you can save by leaning across the table and shaking hands with Mid America Mortgage.