It’s the most wonderful time of the year! That’s right, the holidays are right around the corner!  While the holidays may look very different for your family this year, you still want to get into the spirit of things, and you want your home to have the perfect Christmas feel. You can channel the warm…

Congratulations! Paying off your mortgage is a huge life accomplishment. An accomplishment many people spend thirty years or longer trying to accomplish. While you will find a wealth of resources discussing the importance of timely mortgage payments, you rarely hear about what comes next. You know, after you have completely paid off your mortgage. You’ve…

If you’re planning to purchase a home, but need to make a down payment that’s less than 20 percent of the purchase price, you will likely need to pay mortgage insurance (MI) as part of your mortgage. The type of loan you get and your credit score will both impact how much this cost will…

BOO!  Did we scare you? We’re now in the last week of October and that means Halloween is almost here! This is a time for everything and anything spooky. We personally love to binge all of the Freeform movies during their 31 Days of Halloween. And, while we think of all the scary things this…

Paying on a mortgage is something no one is exactly excited to do. However, what can be exciting is to finally pay off that mortgage fully. If this is you right now or has been, congratulations! That is a big accomplishment to celebrate.  But, before you pay off that mortgage, there are some things to…