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You are here: Home / Loan Types / 4 Reasons Why You Should Not Ignore Home Maintenance

4 Reasons Why You Should Not Ignore Home Maintenance

May 30, 2020 By Ralph Gates

A home is one of the biggest assets that most individuals own and taking care of such an investment after purchasing it is not an option. Part of the reason why you should ensure that your home is in excellent condition is to avoid expensive repairs, improve its curb appeal, keep bacteria from festering within cracks or in the foundation, and retain value.

In the future, you may decide to sell your house. If you want to see a good return on such an investment at that point, then caring for the house will be an important factor. Here are some tips on how you can maintain the value of your home.

Consider Routine Maintenance

One of the things you should not overlook if you want to retain the value of your home is routine maintenance. Sometimes, you can quickly tell what items within your home require maintenance, but other times this may not be possible through mere observation. For that reason, setting aside a home maintenance budget every month for small and big repairs is advisable.

Plumbing issues, electrical faults, and faulty appliances are some of the things that can reduce the value of your home if they remain unattended. Maintaining your kitchen appliances after every two months is also a wise idea. This includes: cleaning refrigerator coils, changing the vent filter, and involving professionals who offer deep cleaning services.

Paint Your Home’s Exterior

Other than enhancing the curb appeal of your house, adding a coat of paint on the exterior walls helps retain the value of such property. Simply put, color works magic on most surfaces. The implication, in this case, is that even if your house is aging, adding a coat of paint on exterior walls will breathe new life on your property.

Additionally, the exterior walls of most homes tend to retain water, thus creating an enabling environment for unhealthy molds to thrive. A simple solution to this problem is to use paint. There is a wide variety of colors to choose from, and making the right choice can give your house a whole new look. For instance, if your home appears dull from the outside, you can choose warm colors that are both bright and welcoming to enhance its appeal and that will retain the value of your house as well. If your home’s exterior is brick, rock or vinyl siding consider painting your front door.

Maintain Your Outdoors

As a homeowner, your outdoors tell much more about what one can expect from your indoors. An unkempt lawn, overhanging trees or vegetation around your home, dirty sidings, loose railings, faulty outdoor lighting, among other things, can lower the value of your house. Prioritizing indoor home maintenance over your outdoors as a homeowner is a risk you cannot afford to take.

Sprucing up your exterior walls by power-washing them, maintaining a healthy lawn, trimming the trees or shrubs, fixing loose railings as well as faulty outdoor lighting, are some things you should prioritize if you want to retain the value of your home.

Do Some General Home Cleaning

A clean environment is critical because it protects the health of everyone living under your roof, and it is also appealing to those who visit you. Taking time to do some general home cleaning is a necessity for every homeowner that is keen on retaining the value of their home. When cleaning indoors, you should consider hard-to-reach areas as well because they tend to collect dirt over time.

Cleaning your gutters before autumn is also necessary, and in the process, you can invite experts to inspect and fix leaks on your chimney as well as the roof. Regular general home cleaning will not only keep sicknesses and diseases away, but it will also help you identify the repairs you should do around your home to retain its value.

Conclusion

The value of your home after purchasing it depends on how best you take care of it going forward, and adopting the tips above can help you retain and even increase the latter. For your home financing needs call Mid America Mortgage today!

Filed Under: Loan Types

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Mid America Mortgage Services, Inc, NMLS #1142067
200 E Walnut St.
Columbia, MO 65203

Phone: (573) 875-1100

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"I have had mortgages since 2004 in Columbia and have gone through a couple of banks, but over the last several years, the last couple of houses have been with Mid America Mortgage Services, Inc. Michelle has told us many times, 'I am not going to put you in a situation I am not comfortable with you being in, regardless of what it means for our company'.

Heidi always has a smile on her face and when you walk through the door, they recognize you and say “Hi”. I definitely recommend anyone who is in the home buying, purchasing, refinancing, upgrading business to go to Mid America Mortgage Services, Inc, ask for Michelle because they are going to be the best person you can work with."

John

Selling our home of 17 years and building a new home was a very emotional time for our family. We were ready for the next adventure in our lives but knew there were numerous steps involved. The search for a mortgage officer was simple, Michelle was our choice. Her guidance and knowledge made the process as easy as possible. When we had questions, she was always there to give us an answer and discuss our options. The employees of Mid America Mortgage Services, Inc like Michelle will keep us returning for our mortgage needs.

Chad and Julee

"I’m a very loyal customer at Mid America Mortgage Services, Inc. I have an addiction to building houses and designing them, and they are always right there with me every step of the way helping me get the best loan product and the best rates whenever I am ready to build. They make sure you don’t get a loan that you can’t afford. The whole process was very smooth. I would recommend Mid America Mortgage Services, Inc to anyone because they are always there to teach you, help you, and make it easy for you every step of the way."

Kate

"When we were 18 and 19 years old no one wanted to help us get started. But Michelle took us under her wing 6 years ago next month. There is a lot of people out there that could of taken advantage of us many of times because we had no idea what was going on. For Michelle to stand beside us and walk us through, and not let us get into something that could get us in a lot of trouble means the world. We thank Michelle and we are extremely blessed to be able to work with her and her team. I have never even thought about talking to another lender and will always be loyal to Mid America Mortgage Services, Inc."

Cody and Morgan

"They really explained the process to us very well and made us feel very comfortable, specifically Jeanie Byland. I have never asked a question that I felt dumb about. They really wanted to educate us and have been fantastic. The interest rates changed one day and they called me to say, ‘Hey we might ought to look into refinancing your loan’. I really felt like they had our best interest at heart."

Steve

Michelle, I want to thank you for all of your efforts on the loan. I never knew how much information the needed! I appreciate your personal nature and ease of working together. Thank you for making this happen! :)

Amy

"I knew Jeanie Byland for a long time. She made the process so easy. One of the things I probably appreciated the most was that she didn't want to spoil the excitement of closing on a new house by showing up on closing day finding out that we owe a lot more than we thought. They were upfront with that information right from the get-go, and that’s because it’s just like they say, ‘They wouldn’t put you in a loan that they would be comfortable taking themselves.’”

Jamie

"One of the main things that I loved about Michelle was she was so organized. She would meet us at any location she needed to, and to be honest she had the absolute lowest interest rate. They were always very transparent with fees so there were no surprises. Michelle was always super easy and we would always run in talk to her even it was for a few minutes. The best thing was the process was very, very smooth."

Chris and Jamie

"My wife and I have moved around quite a bit with my job so we have been through the process before, but we have never had anybody help us as much as Michelle West Mid America Mortgage Services, Inc did. We needed a loan for a new construction home and they were able to help us out with all of our needs and make us feel comfortable with what we were doing moving forward. They did a good job of walking us through the paperwork to make sure that we were pre-approved for a certain amount."

Jason

"My family owns Tiger Ice Company. My experience with Ralph at Mid America started with Tiger Ice because we needed to expand our facility. When we went in to talk to Ralph at Mid America, he pretty much was straight up with us and told us we needed to go back to the drawing board. We came back with new numbers and a new plan, and we built the facility and everything was fine. Our dream of that would not have been possible at all without Mid America Mortgage Services, Inc and Ralph. They don’t tell you what you want to hear, they tell you the truth and that's what we weren't getting from other banks."

Andy


Phone: (573) 875-1100
200 E Walnut St, Columbia, MO 65203

 

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