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You are here: Home / Our Tips / December Home Maintenance List

December Home Maintenance List

December 17, 2020 By Ralph Gates

Winter is no longer coming. Winter is here. Which means, there’s a lot to do to prep your home for the long, cold, and dark days ahead. These winter home maintenance tasks are essential so that you can keep your home, and your family, safe, warm, and dry all winter long.

Replace Your Furnace Air Filter

It’s important to replace your furnace air filter monthly as winter rages on. You’ll want to install a new filter now, though, to make sure your furnace is operating optimally from the very beginning. Replacing your furnace air filter in a timely manner not only helps to keep your home comfy and cozy throughout the winter, it also helps to keep your energy bills down when the coldest weather hits. This alone makes it a top task to include on your winter home maintenance list.

Check Your Insulation

Now is a good time to check the insulation on your home. Your insulation is essential in keeping the warm air from escaping your home and allowing cold air to rush in. Don’t forget to also consider installing insulation on wall outlets along exterior walls for your home. These are surprising sources of cold air flow into your home that can create unpleasant drafts. Homes that have blown insulation along the exterior may often discover that the insulation settles over time leaving areas with far more exposure than you’d like.

Insulate Drop Down Attic Steps

If your attic steps drop down into your home, it can create a situation that is ripe for heat to escape through the attic driving your utility bills higher and increasing your potential for ice dams and other possible problems. It’s a simple task that isn’t expensive and takes surprisingly little time to accomplish. Yet it can deliver substantial results when it comes to helping you keep your home comfortable this winter without raising your energy bill in the process.

Get Your Chimney Inspected

Whether you use your chimney for fires or not, it’s a good idea to have your chimney inspected every winter. There are all kinds of problems that can occur with your chimney from crumbling bricks and/or mortar to critters building nests inside your chimney, to possible currents of frigid air creating a pathway into your home. The bottom line is that tending to your chimney every year can help you identify signs of problems before they become fire hazards or worse.

Winterize Water Spigots

No one, not one single person wants to go through the agony of a home flooded due to the pipes bursting to or from an exterior water spigot. These types of pipe bursts can create a surprising amount of water damage long before you realize something is wrong – not to mention absurd water bills and repair costs in the process. Winterizing your water spigot is a preventative measure so that this doesn’t happen. It can save you thousands of dollars in the long-term and doesn’t cost much time, money, or technical prowess to do on your own.

Repairs and Hang Christmas Lights/Decorations

‘Tis the season to spread a little holiday cheer with an exterior holiday display. Getting your lights in working order, making sure the decorations are all properly secured, and letting your holiday spirit show are all outstanding uses of your time and energy as you tackle your December home maintenance list.

Winter home maintenance doesn’t have to be all work and no play. Tackle the more difficult tasks first and then reward yourself with the items on your list that are more personally rewarding. The key is to keep your home and family safe and warm throughout the long, cold months ahead. 

Don’t forget to contact Mid America Mortgage with your mortgage related questions and concerns!

Filed Under: Our Tips

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Mid America Mortgage Services, Inc, NMLS #1142067
200 E Walnut St.
Columbia, MO 65203

Phone: (573) 875-1100

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"My wife and I have moved around quite a bit with my job so we have been through the process before, but we have never had anybody help us as much as Michelle West Mid America Mortgage Services, Inc did. We needed a loan for a new construction home and they were able to help us out with all of our needs and make us feel comfortable with what we were doing moving forward. They did a good job of walking us through the paperwork to make sure that we were pre-approved for a certain amount."

Jason

"They really explained the process to us very well and made us feel very comfortable, specifically Jeanie Byland. I have never asked a question that I felt dumb about. They really wanted to educate us and have been fantastic. The interest rates changed one day and they called me to say, ‘Hey we might ought to look into refinancing your loan’. I really felt like they had our best interest at heart."

Steve

"When we were 18 and 19 years old no one wanted to help us get started. But Michelle took us under her wing 6 years ago next month. There is a lot of people out there that could of taken advantage of us many of times because we had no idea what was going on. For Michelle to stand beside us and walk us through, and not let us get into something that could get us in a lot of trouble means the world. We thank Michelle and we are extremely blessed to be able to work with her and her team. I have never even thought about talking to another lender and will always be loyal to Mid America Mortgage Services, Inc."

Cody and Morgan

"I have had mortgages since 2004 in Columbia and have gone through a couple of banks, but over the last several years, the last couple of houses have been with Mid America Mortgage Services, Inc. Michelle has told us many times, 'I am not going to put you in a situation I am not comfortable with you being in, regardless of what it means for our company'.

Heidi always has a smile on her face and when you walk through the door, they recognize you and say “Hi”. I definitely recommend anyone who is in the home buying, purchasing, refinancing, upgrading business to go to Mid America Mortgage Services, Inc, ask for Michelle because they are going to be the best person you can work with."

John

"I’m a very loyal customer at Mid America Mortgage Services, Inc. I have an addiction to building houses and designing them, and they are always right there with me every step of the way helping me get the best loan product and the best rates whenever I am ready to build. They make sure you don’t get a loan that you can’t afford. The whole process was very smooth. I would recommend Mid America Mortgage Services, Inc to anyone because they are always there to teach you, help you, and make it easy for you every step of the way."

Kate

Michelle, I want to thank you for all of your efforts on the loan. I never knew how much information the needed! I appreciate your personal nature and ease of working together. Thank you for making this happen! :)

Amy

Selling our home of 17 years and building a new home was a very emotional time for our family. We were ready for the next adventure in our lives but knew there were numerous steps involved. The search for a mortgage officer was simple, Michelle was our choice. Her guidance and knowledge made the process as easy as possible. When we had questions, she was always there to give us an answer and discuss our options. The employees of Mid America Mortgage Services, Inc like Michelle will keep us returning for our mortgage needs.

Chad and Julee

"I knew Jeanie Byland for a long time. She made the process so easy. One of the things I probably appreciated the most was that she didn't want to spoil the excitement of closing on a new house by showing up on closing day finding out that we owe a lot more than we thought. They were upfront with that information right from the get-go, and that’s because it’s just like they say, ‘They wouldn’t put you in a loan that they would be comfortable taking themselves.’”

Jamie

"My family owns Tiger Ice Company. My experience with Ralph at Mid America started with Tiger Ice because we needed to expand our facility. When we went in to talk to Ralph at Mid America, he pretty much was straight up with us and told us we needed to go back to the drawing board. We came back with new numbers and a new plan, and we built the facility and everything was fine. Our dream of that would not have been possible at all without Mid America Mortgage Services, Inc and Ralph. They don’t tell you what you want to hear, they tell you the truth and that's what we weren't getting from other banks."

Andy

"One of the main things that I loved about Michelle was she was so organized. She would meet us at any location she needed to, and to be honest she had the absolute lowest interest rate. They were always very transparent with fees so there were no surprises. Michelle was always super easy and we would always run in talk to her even it was for a few minutes. The best thing was the process was very, very smooth."

Chris and Jamie


Phone: (573) 875-1100
200 E Walnut St, Columbia, MO 65203

 

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