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You are here: Home / Our Tips / DIY Repair Disasters: What To Watch Out For When Buying A Home
DIY Repair Disasters What To Watch Out For When Buying A Home

DIY Repair Disasters: What To Watch Out For When Buying A Home

July 29, 2021 By Ralph Gates

Sure, YouTube is useful, but have you ever noticed that there is the word “pro” in project? For good reason: There are some DIY home projects you should leave to the pros. For instance, a “shocking” number of house fires are caused by overconfident homeowners who think they’re wired to do wiring, and “fired up” to save some money. But electrical projects aren’t as simple as you’d think. Don’t make the same mistake!

The best way to finish certain home improvements safely – and quickly – isn’t to open a link, but instead to open your wallet.  

There are times when DIY is a smart choice. For example, according to a study by insurance company Clovered, the DIY price of unclogging a toilet drain runs around $5. A professional can charge anywhere from $85-$520. Most people can figure out how to use a plunger or “snake” a drain without much risk. 

But for the most part, DIY is a lose-lose situation. According to the same data, installing a kitchen sink yourself can cost approximately $200. But a professional installation runs around just $99. The best-case scenario here is losing $100. The worst-case one? Flooding your home and possibly needing to replace flooring or carpeting.

Then there’s the risk of hurting yourself. The survey also revealed the most common DIY injuries: accidentally cutting your skin with a tool, hitting yourself with a hammer, and tripping over materials. Not the best way to wrap up what was supposed to be a productive but pain-free process!

What about DIYing a new kitchen? Sure, you can hit a home improvement center for appliances, cabinetry and counters and light fixtures. And most offer free design help. But that “free” help can end up costing you. You know the old carpenter’s adage of “Measure twice, cut once?” It often comes into play. Too many homeowners do the measuring themselves and the results aren’t exactly accurate. Take the size of the island. You need to account for ample room to scoot stools or chairs underneath when sitting at it, without knocking your knees uncomfortably.

Another issue? Too many homeowners end up with wall cabinets that are hung crookedly or open awkwardly. Or base cabinets that aren’t level, despite having tried their level best. Again, best to turn to pros who know.

Another hot DIY item many homeowners try to tackle? Adding or replacing decks. While you expect a DIY project to make a mess, many of these endeavors just end up one. Not accounting for adequate structural support in terms of weight-bearing ability is a common mistake made by many deck DIYers. There’s a formula for figuring out how much weight per square foot a deck can safely support. But most people don’t consider that. “Underbuilding” is a recipe for disaster. Using the wrong materials (wrong sized lumber and brackets can lead to horrible consequences. A few too many guests partaking at a party and the result’s a crashing DON’T.

Painting is a relatively safe undertaking for most homeowners – if you plan and prep properly. Invest in a good quality paint and do adequate advance work before you pick up that roller and brush. Spackling, sanding, taping, using drop cloths, etc. can help ensure a smooth finish. Also, don’t cheap out on your paint or try to cut corners. Cut in your corners, and any window or door trim, along with baseboards, if you have them, instead. Also, give yourself enough time for the project! Not priming is a prime mistake. As is rushing that second coat.

In short? Don’t set yourself up for an epic fail. Be realistic about your abilities and your project. Remember to assess whether it’s actually a case of DIY-not to do it!

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Mid America Mortgage Services, Inc, NMLS #1142067
200 E Walnut St.
Columbia, MO 65203

Phone: (573) 875-1100

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"I knew Jeanie Byland for a long time. She made the process so easy. One of the things I probably appreciated the most was that she didn't want to spoil the excitement of closing on a new house by showing up on closing day finding out that we owe a lot more than we thought. They were upfront with that information right from the get-go, and that’s because it’s just like they say, ‘They wouldn’t put you in a loan that they would be comfortable taking themselves.’”

Jamie

"One of the main things that I loved about Michelle was she was so organized. She would meet us at any location she needed to, and to be honest she had the absolute lowest interest rate. They were always very transparent with fees so there were no surprises. Michelle was always super easy and we would always run in talk to her even it was for a few minutes. The best thing was the process was very, very smooth."

Chris and Jamie

"My family owns Tiger Ice Company. My experience with Ralph at Mid America started with Tiger Ice because we needed to expand our facility. When we went in to talk to Ralph at Mid America, he pretty much was straight up with us and told us we needed to go back to the drawing board. We came back with new numbers and a new plan, and we built the facility and everything was fine. Our dream of that would not have been possible at all without Mid America Mortgage Services, Inc and Ralph. They don’t tell you what you want to hear, they tell you the truth and that's what we weren't getting from other banks."

Andy

Selling our home of 17 years and building a new home was a very emotional time for our family. We were ready for the next adventure in our lives but knew there were numerous steps involved. The search for a mortgage officer was simple, Michelle was our choice. Her guidance and knowledge made the process as easy as possible. When we had questions, she was always there to give us an answer and discuss our options. The employees of Mid America Mortgage Services, Inc like Michelle will keep us returning for our mortgage needs.

Chad and Julee

"When we were 18 and 19 years old no one wanted to help us get started. But Michelle took us under her wing 6 years ago next month. There is a lot of people out there that could of taken advantage of us many of times because we had no idea what was going on. For Michelle to stand beside us and walk us through, and not let us get into something that could get us in a lot of trouble means the world. We thank Michelle and we are extremely blessed to be able to work with her and her team. I have never even thought about talking to another lender and will always be loyal to Mid America Mortgage Services, Inc."

Cody and Morgan

"They really explained the process to us very well and made us feel very comfortable, specifically Jeanie Byland. I have never asked a question that I felt dumb about. They really wanted to educate us and have been fantastic. The interest rates changed one day and they called me to say, ‘Hey we might ought to look into refinancing your loan’. I really felt like they had our best interest at heart."

Steve

"I have had mortgages since 2004 in Columbia and have gone through a couple of banks, but over the last several years, the last couple of houses have been with Mid America Mortgage Services, Inc. Michelle has told us many times, 'I am not going to put you in a situation I am not comfortable with you being in, regardless of what it means for our company'.

Heidi always has a smile on her face and when you walk through the door, they recognize you and say “Hi”. I definitely recommend anyone who is in the home buying, purchasing, refinancing, upgrading business to go to Mid America Mortgage Services, Inc, ask for Michelle because they are going to be the best person you can work with."

John

Michelle, I want to thank you for all of your efforts on the loan. I never knew how much information the needed! I appreciate your personal nature and ease of working together. Thank you for making this happen! :)

Amy

"My wife and I have moved around quite a bit with my job so we have been through the process before, but we have never had anybody help us as much as Michelle West Mid America Mortgage Services, Inc did. We needed a loan for a new construction home and they were able to help us out with all of our needs and make us feel comfortable with what we were doing moving forward. They did a good job of walking us through the paperwork to make sure that we were pre-approved for a certain amount."

Jason

"I’m a very loyal customer at Mid America Mortgage Services, Inc. I have an addiction to building houses and designing them, and they are always right there with me every step of the way helping me get the best loan product and the best rates whenever I am ready to build. They make sure you don’t get a loan that you can’t afford. The whole process was very smooth. I would recommend Mid America Mortgage Services, Inc to anyone because they are always there to teach you, help you, and make it easy for you every step of the way."

Kate


Phone: (573) 875-1100
200 E Walnut St, Columbia, MO 65203

 

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