When you love your home, it’s important to build a space that you enjoy spending time in. Make your home a destination for you, your family, and your friends. Consider changes that will benefit you throughout the year, and look for opportunities to add value to your home. If you have thought about building a…
When a Cash-Out Refinance May Be a Good Idea
There are many reasons why you may find yourself short on cash. Whether you are trying to consolidate your debt, or send a child to college, a cash-out refinance mortgage might be the answer. When you own a home, and you have built up equity, you can access the equity by applying for a cash-out…
Credit 101: How to Establish a Credit History Without Getting into Trouble
If you are like most of us, you have goals and dreams, which may include buying a home, a new car, or even taking an amazing trip around the world. If you are planning to do any of those things (congratulations!), it is crucial to work on building your credit history now when you are…
Rainy Day Planning: Building Up a 3-Month Mortgage Reserve
We’ve probably all heard the idiom about saving for a rainy day, and if we were smart – that’s exactly what we would all be doing! For many of us, saving money is no easy task, but the truth is that it needs to be done by everyone; especially those with a mortgage. Having a…
The Pros and Cons of Refinancing Your Mortgage
Once you buy a home and get settled in, it is then time to start looking at it as the investment that it truly is. In fact, a home purchase is the most expensive purchase and biggest investment most people make in their entire lives. Savvy homeowners are smart to consider their home as an…
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