Home Buying Archives - Page 2 of 6 - Mid America Mortgage Services

Short Sale Mortgages: What Are They?

March 26, 2021 By Ralph Gates

A short sale is a home that is on the market, likely at a discount. It’s a way for the seller to avoid a foreclosure, and for buyers to find a bargain. When you make an offer on a home that is listed as a short sale, it is important to understand that the lender…

Homebuyers Dictionary: 10 Terms You Should Understand When Buying a Home

March 10, 2021 By Ralph Gates

People buy homes only a few times in their lifetimes. Some only once. It makes sense that the industry jargon thrown around by lenders and those in the “biz” make it sound so confusing. You need to learn the lingo in order to understand what they’re saying. This homebuyer’s dictionary will help you understand 10…

Why Move to Columbia, Missouri?

February 23, 2021 By Ralph Gates

An Introduction to Columbia Located almost directly in the middle between St. Louis and Kansas City, Columbia is a beautiful, family-friendly city. It’s packed with interesting things to do and places to see. It’s also home to one of the best universities in the country, the university of Missouri. It won’t take long after moving…

Why a New Home is the Perfect Valentine This Year

February 12, 2021 By Ralph Gates

Valentine’s Day! It’s the most romantic day of the year. The flowers. The candy. A nice candlelit dinner. A brand new home? You better believe it! A new home makes the perfect Valentine’s gift for your sweetheart. These are just a few great reasons why. A New Home Lasts Much Longer than Chocolates or Flowers…

Why the Winter Months Are a Great Time to Buy a Home

January 14, 2021 By Ralph Gates

Most think that they need to wait until the warmer months to buy a home. However, as the temperatures are heating up, so is the competition. There are many great opportunities for those who choose to buy during the winter months. But, why is that? Keep reading as we’re dishing out of all the answers…

Mid America Mortgage Services, Inc, NMLS #1142067
200 E Walnut St.
Columbia, MO 65203

Phone: (573) 875-1100

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"When we were 18 and 19 years old no one wanted to help us get started. But Michelle took us under her wing 6 years ago next month. There is a lot of people out there that could of taken advantage of us many of times because we had no idea what was going on. For Michelle to stand beside us and walk us through, and not let us get into something that could get us in a lot of trouble means the world. We thank Michelle and we are extremely blessed to be able to work with her and her team. I have never even thought about talking to another lender and will always be loyal to Mid America Mortgage Services, Inc."

Cody and Morgan

Selling our home of 17 years and building a new home was a very emotional time for our family. We were ready for the next adventure in our lives but knew there were numerous steps involved. The search for a mortgage officer was simple, Michelle was our choice. Her guidance and knowledge made the process as easy as possible. When we had questions, she was always there to give us an answer and discuss our options. The employees of Mid America Mortgage Services, Inc like Michelle will keep us returning for our mortgage needs.

Chad and Julee

Michelle, I want to thank you for all of your efforts on the loan. I never knew how much information the needed! I appreciate your personal nature and ease of working together. Thank you for making this happen! :)

Amy

"One of the main things that I loved about Michelle was she was so organized. She would meet us at any location she needed to, and to be honest she had the absolute lowest interest rate. They were always very transparent with fees so there were no surprises. Michelle was always super easy and we would always run in talk to her even it was for a few minutes. The best thing was the process was very, very smooth."

Chris and Jamie

"I knew Jeanie Byland for a long time. She made the process so easy. One of the things I probably appreciated the most was that she didn't want to spoil the excitement of closing on a new house by showing up on closing day finding out that we owe a lot more than we thought. They were upfront with that information right from the get-go, and that’s because it’s just like they say, ‘They wouldn’t put you in a loan that they would be comfortable taking themselves.’”

Jamie

"I’m a very loyal customer at Mid America Mortgage Services, Inc. I have an addiction to building houses and designing them, and they are always right there with me every step of the way helping me get the best loan product and the best rates whenever I am ready to build. They make sure you don’t get a loan that you can’t afford. The whole process was very smooth. I would recommend Mid America Mortgage Services, Inc to anyone because they are always there to teach you, help you, and make it easy for you every step of the way."

Kate

"They really explained the process to us very well and made us feel very comfortable, specifically Jeanie Byland. I have never asked a question that I felt dumb about. They really wanted to educate us and have been fantastic. The interest rates changed one day and they called me to say, ‘Hey we might ought to look into refinancing your loan’. I really felt like they had our best interest at heart."

Steve

"My wife and I have moved around quite a bit with my job so we have been through the process before, but we have never had anybody help us as much as Michelle West Mid America Mortgage Services, Inc did. We needed a loan for a new construction home and they were able to help us out with all of our needs and make us feel comfortable with what we were doing moving forward. They did a good job of walking us through the paperwork to make sure that we were pre-approved for a certain amount."

Jason

"My family owns Tiger Ice Company. My experience with Ralph at Mid America started with Tiger Ice because we needed to expand our facility. When we went in to talk to Ralph at Mid America, he pretty much was straight up with us and told us we needed to go back to the drawing board. We came back with new numbers and a new plan, and we built the facility and everything was fine. Our dream of that would not have been possible at all without Mid America Mortgage Services, Inc and Ralph. They don’t tell you what you want to hear, they tell you the truth and that's what we weren't getting from other banks."

Andy

"I have had mortgages since 2004 in Columbia and have gone through a couple of banks, but over the last several years, the last couple of houses have been with Mid America Mortgage Services, Inc. Michelle has told us many times, 'I am not going to put you in a situation I am not comfortable with you being in, regardless of what it means for our company'.

Heidi always has a smile on her face and when you walk through the door, they recognize you and say “Hi”. I definitely recommend anyone who is in the home buying, purchasing, refinancing, upgrading business to go to Mid America Mortgage Services, Inc, ask for Michelle because they are going to be the best person you can work with."

John