Did you know that the average person has around $6,354 in credit card debt? To some, that amount may seem small and to others that amount seems huge. What’s the best way to not fall into this statistic?  Answer: Watch your spending and pay off your credit card debt.  If you’re struggling with managing credit…

Picture this… You’re at the front of the line, you’ve got all of your brand new clothes in your arms ready to purchase as the salesperson is checking you out. Your total is maybe more than what you thought and then you hear, “Would you like to get 20% off by opening a credit card…

The short and sweet answer to this question is it depends. There are a variety of fixed rate home loan solutions. It is up to you as the buyer to define your goals. So, if you are looking to lower your monthly payments or switch another loan term, a conventional mortgage loan may be right…

Have you been looking into owning your own land or home lately, but you are unsure of the loan costs? Fear no more! A mortgage loan calculator helps to estimate what your potential monthly mortgage rate would be. We frequently get asked exactly how to use the loan calculator, so let’s walk through it! Loan…

When shopping for a mortgage, you’re mostly looking for the best interest rates and terms you can find, while the type of lender doesn’t usually weigh into the equation. Mortgage banks, mortgage brokers, and your local bank can all offer mortgages — but why do you need to know the difference? That answer lies in…